These Terms of Service ("Terms") govern your access to and use of Sparky Pay, a service operated by SparkyMinis Media-Tech LLP ("we", "us", "our"). By creating an account or using Sparky Pay, you agree to these Terms.
1. Accounts
You must provide accurate information when creating an account. You're responsible for keeping your account credentials secure and for all activity under your account. Notify us immediately of any unauthorized use.
2. Subscriptions and billing
- Sparky Pay is offered on subscription plans (including a free tier where available). Paid plans are billed in advance on a monthly or annual cycle, in the currency shown at checkout.
- No refunds. All payments are final. If you cancel a paid plan, your access continues through the end of the period you already paid for, after which your plan does not renew and your account moves to the free tier (where available). See our Refund & Cancellation Policy for details.
- If you downgrade to a lower-priced plan, the change takes effect at the end of your current billing period — you keep your current plan's features until then. No partial refunds or credits are issued for the difference.
- We may change plan pricing or features with reasonable advance notice; continued use after a price change takes effect constitutes acceptance.
3. Acceptable use
You agree not to use Sparky Pay to: violate any law; infringe anyone's intellectual property or privacy rights; upload malicious code; attempt to gain unauthorized access to our systems; or resell or sublicense the service without our written permission.
4. Your content
You retain ownership of the data and content you upload to Sparky Pay. You grant us a limited license to host, process, and display that content solely to provide the service to you. We do not claim ownership of your business data.
5. Service availability
We aim for high availability but do not guarantee uninterrupted service. We may perform maintenance, and features may change over time as the product evolves.
6. Termination
We may suspend or terminate accounts that violate these Terms. You may cancel your account at any time via account settings; see our Refund & Cancellation Policy for what happens to your data and billing.
7. Limitation of liability
To the maximum extent permitted by law, SparkyMinis Media-Tech LLP is not liable for indirect, incidental, or consequential damages arising from your use of Sparky Pay.
8. Governing law
These Terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts of [CITY, STATE — placeholder].
9. Contact
Questions about these Terms? Reach us at legal@sparkyminis.com.